A person that has been a victim of fraudsters could mean that he or she is not fully protected by his or her bank. We suggest that you must know some steps involved in avoiding credit and debit card fraud to protect your pin numbers, card information, and other private information. Following are some simple tips that could help you keep the thieves at bay.
Use a paper shredder
After reviewing your receipts and bank statements, shred them right away.
Use different pin codes
If you have a few cards, don't use the same pin code on every card.
Don't use personal details as passwords or pins
This kind of information was easy to guess, so don't use your birth date or the first 4-5 numbers of your phone number as your password or pin code.
Don't save passwords on your desktop
Never allow your computer to save your passwords.
Beware of spying eyes
When you are going to withdraw some money at a cash machine in public, be wary of your surroundings and cover up your pin number when typing.
Avoid talking to your bank in public
Always make sure that you're alone when talking to them and see to it that no one is overhearing your conversation with them. As much as possible don't make phone calls to your bank in a public place.
Be extra careful on your surroundings
If you're in a public place such as an internet cafe when doing online banking, be vigilant on your surroundings.
Install anti-virus software
Your personal computer, as well as your mobile devices, needs anti-virus software to stay away from malicious threats. Don't also forget to keep your software updated.
Don't be afraid to confront callers
There were a lot of phone scams today, so when someone calls you and claiming they were representatives from your trusted bank, don't be afraid to ask questions such as why they were calling and such. Or you could also look for the bank's number on their official website and call them on that number to confirm such calls.